Staff report
GAINESVILLE, Fla. – Local real estate broker Niya Curinton Dix, 50, was booked into the Alachua County Jail today on five felony charges tied to allegations that she filed a fraudulent insurance claim.
According to a sworn complaint from the Florida Department of Financial Services, Dix filed a property loss claim with Florida Farm Bureau in September 2024 for damage to lights in her pool. Investigators allege she submitted a quote from a pool company stating that several lights had been flooded for an extended period. Florida Farm Bureau denied the claim, saying the damage did not appear to be storm-related.
Investigators allege Dix filed another claim in December 2025 for damage to the pool lights, this time stating that “lightning strikes hit the breaker to the pool lights and the pump [which] fried the computer board.” Dix allegedly submitted an affidavit using the name Before and After Projects and provided a quote from the same pool company. That document, however, reportedly did not include estimated prices, contained only a “completion notes” section, and did not use the same letterhead as the company’s earlier quote. The claim also allegedly included an October 2025 invoice from the pool company listing $13,381 in work to be completed, along with an invoice from Envisio Partners for the same items with an estimated price of $12,558.
On February 4, 2026, DFS received a tip from Dix’s ex-husband, who reported that she was submitting fraudulent insurance claims after he received a letter from Florida Farm Bureau regarding the December 2025 claim. He told investigators he contacted the insurer and learned the claim involved alleged lightning damage.
Florida Farm Bureau reportedly informed Dix’s ex-husband that payment on the claim had been issued to him, Niya Dix, and the mortgage company. But after reviewing documents provided by the insurer, he noticed the pool repair estimates appeared identical to a 2024 quote, and he said he had not endorsed any check from Florida Farm Bureau. He also reportedly told DFS that he knew the pool repairs had not been completed.
A DFS investigator later spoke with the pool company, where a representative said the estimate and invoice Dix submitted with the December 2025 claim had been altered. The representative said the company does not perform permit work or electrical panel replacements, both of which were reportedly listed in the documents submitted to Florida Farm Bureau. The representative also said the claim documents listed the lights at a higher price than their actual cost and noted that the lights had been known to be damaged since at least August 2024.
The pool company representative also reportedly said Dix had requested a quote for a leak detection dye test and hydraulic cement repair. Investigators allege that quote appeared to have been copied onto the invoice submitted to Florida Farm Bureau, with the price changed from $1,225 to $13,381.
The investigator also reportedly examined the documents from the 2024 claim and found discrepancies between the documents provided by the pool company and the documents submitted by Niya Dix to Florida Farm Bureau.
The investigator sent a subpoena to Envisio Partners, which was found to provide strategic planning and performance management services, not pool repairs; the investigator reported that the company did not respond to the subpoena.
The investigator contacted the owner of Before and After Projects and reported that he said the services listed on the document were not performed by his company, the contact number and signature did not belong to anyone at the company, and he considered the affidavit to be fraudulent.
Florida Farm Bureau reportedly said the December 2025 claim was paid electronically into an account that was found to be solely owned by Niya Dix.
Dix has been charged with insurance fraud under $20,000, two counts of forgery, using the identity of another person/company, and unlawful use of a two-way communications device.
Dix is also facing a sworn complaint for allegedly commingling funds belonging to multiple tenants of Gainesville Housing Authority properties, with charges of theft under $50,000 from a person over the age of 65, fraud, and forgery; no warrant has been issued in that case, and she has not been booked on those charges.
Dix has no recent criminal convictions, but according to a court document, adjudication of guilt was withheld in 2000 for petit theft and in 2002 for grand theft; the document also shows 14 worthless check convictions, all more than 20 years old. A sworn complaint was filed in 2023, alleging that she drove a vehicle toward a woman after threatening to hit her with the vehicle, but the charges were eventually dropped.
According to the Department of Business & Professional Regulation’s licensing portal, Dix has an active Real Estate Broker license and an application in progress for a Construction Financial Officer license.
Judge Susanne Wilson Bullard set bail at $25,000 in the warrant, and Dix has been released from the jail.
Articles about arrests are based on reports from law enforcement agencies. The charges listed are taken from the arrest report and/or court records and are only accusations. All suspects are innocent until proven guilty in a court of law.
