Share this @internewscast.com

Out of pocket premiums go up as health insurance open enrollment begins


Out of pocket premiums go up as health insurance open enrollment begins

02:30

Paying for health care is a struggle even for many Americans with health insurance, who say they are having trouble affording rising premiums, copayments and related costs. 

More than half — 51% — of working-age Americans say they struggle to afford their health care, according a Commonwealth Fund survey released Thursday. About 4 in 10 workers with employer-sponsored plans or who are on Medicaid say they have difficulty paying, while that rises to about 6 in 10 people who buy coverage through the ACA marketplaces, the study found.

 Meanwhile, about 3 in 4 people without insurance say they have problems with paying for their care. 

Because costs are so high, almost two in five — 38% — of Americans reported delaying or skipping necessary treatment or medication. Health care costs are also straining household budgets, with roughly 30% of working-age adults with health insurance saying these expenses make it difficult to afford essentials like food and utilities. 

“This survey reveals that millions of Americans, regardless of their insurance status, cannot afford to be healthy,” health care scholar and lead study author Sara Collins said in a statement. “High health care costs are forcing them to delay needed treatments. As a result, they get sicker and may take on significant medical debt.”

She emphasized the importance of creating policies that expand coverage and reign in health care costs so that Americans can afford to stay healthy. 

Commonwealth Fund President Joseph Betancourt, M.D., suggested that high health care costs are correlated to Americans having one of the highest rates of chronic disease in the world. 

“This is unsustainable for our health care system, and our nation — we need major reforms to ensure people can get the care they need, when they need it most,” he said in a statement.

Share this @internewscast.com
You May Also Like

Groundbreaking Discovery in Alzheimer’s Treatment Could Revolutionize Disease Cure

Scientists have uncovered a new group of rogue proteins in the brain…

Unexpected Questions That Arise When Facing Incurable Cancer

Lying peacefully on the bed the man smiled and quietly exclaimed he…

Faulty Tests Drive Silent Epidemic Across the US, Putting Thousands at Risk for Chronic Diseases

Thousands could be at risk of suffering from a chronic disease this…

Starmer’s NHS Strategy Overlooks Key Issue: My Daughter Passed Away After 6-Hour Ambulance Delay

A dad who lost his daughter after a six-hour ambulance wait has…

Eliminating Guilt and Finding Hope: An NHS Change That Makes a Difference

Sometimes I feel guilty that I haven’t died yet. This isn’t the…

Doctors Dismissed My Heart Flutter as Anxiety, Until I Coughed Up Blood

Lindsay Herriott, 40, had an easy pregnancy, giving birth in September 2022…

US State Faces Outbreak of Rare Medieval Disease, Officials Caution on Potential Future Cases

An Arizona resident had succumbed to the Black Death, marking the county’s…

Renowned Psychologist Highlights Unexpected Mounjaro Side Effect Impacting Relationships

Experts have sounded the alarm over a bizarre side effect that may…

Widely Used Supplement Causes Liver Damage, Leaving One Woman Hospitalized

A New Jersey woman has vowed never to take a supplement again…

Distinguishing Between Heat Exhaustion and Sunstroke: A Doctor Explains

Dr Angela Rai, GP at The London General Practice, spoke exclusively to…