The Valley‘s Brittany Cartwright had a direct confrontation with Jax Taylor during his 30-day stint in rehab. As she recounted the experience, Brittany remarked, “it just did not go well at all.”

The reason behind this was Jax’s decision to sign a lease for a condo next door to Tom Schwartz, leaving Brittany in a tough spot as she faced the prospect of handling the mortgage on their family home. This came despite her previous commitment to a three-month rental, for which she had already paid upfront.

At her shark-themed party featured in Season 2, Episode 7, Brittany expressed her concerns to the group, saying, “My biggest fear is he’s gonna try to just leave and stick me with that $14,000 a month mortgage, and everything is gonna be on my back.”

In the days that followed, she uncovered an even more concerning bombshell: Jax had not paid their mortgage in several months.

“He never asked me for help. He never told me anything. He never did anything,” the mom to 4-year-old son Cruz Cauchi vented to Schwartz and Jasmine Goode during an outing at Jax’s Studio City. “And then he goes and signs a lease to live in an apartment.”

Explaining that she’s also on the hook because both of their names are on the mortgage, Brittany continued, “If he hasn’t paid it since then, [the debt] could be up to, like, $100,000 by now. … We’re done. There’s no Jax and Brittany anymore.”

Brittany Cartwright breaks down Jax Taylor’s debts

On The Valley After Show, Brittany laid out the timeline: She moved out in January 2024, and that’s around when Jax halted all payments toward their home’s mortgage. “He didn’t want to live there anymore, and I wasn’t there anymore,” she said. “So, he just stopped paying.”

Citing Cruz’s autism diagnosis, she continued, “I’ll never forgive him. … He knew that a routine and Cruz’s comfort is very important. And he, because of his ego and everything, said, ‘I’m not moving out; this is my house.’ And then he completely stopped paying all the bills.”

Claiming that she spent over $100,000 on rental properties — a sum that she could’ve been putting toward the home she actually co-owns — Brittany further alleged that Jax also didn’t pay his taxes “for years.”

“He just figures it’s just gonna go away,” she added. “My mortgage used to be around $8,000. I pay $18,000 now. Because of his taxes.”

Brittany also claimed that, though Jax was responsible for covering the mortgage during their marriage, she paid a comparable amount by taking care of all their utilities, doctors’ bills, flights, and groceries, as well as all of Cruz’s clothes and toys.

Jax Taylor explains why he didn’t pay his mortgage and tax bills

In a separate After Show interview, Jax referred to the situation as a “disaster,” admitting that stopped paying the mortgage for six months because he was at the peak of a “f–k it mentality,” at the time.

He said that he’s since settled up on the debt, though.

“I ended up paying it,” he shared. “I went and wrote a check for a couple hundred grand and called it a day. I was behind a lot. Yeah, that was a fun check to write — especially with my penalties.”

As for why his taxes went unpaid for six years, Jax added, “I didn’t have the money to pay it, so I just kind of let it ride. People make mistakes with taxes every single day. I learned my lesson, had to re-mortgage [his and Brittany’s house], and here we are. But I fixed it and I made it clean, and now we’re good.”

Ultimately, though, Jax expressed that he’ll “never forgive” himself either for putting Brittany and Cruz in “such an awkward place.”

“It was just an awful thing to do,” he confessed.

Looking back, he blamed his “hurt” over finding out Brittany “hooked up with” his friend, Julian for his mental state, though.

“It f–king killed me, and I just went to town,” Jax elaborated. “The drugs, alcohol, not paying bills, [I] didn’t care.”

Get more intel on the financial debacle from the above After Show clip, and don’t miss what else from his past that Jax recently came clean about.