Social Security: When are September, October payments sent out?

(NEXSTAR) — Still waiting for your September Social Security check? You’re in luck, because the wait is almost over.

In the Social Security Administration’s 2025 calendar for payments, September stands out as a month with minimal interruptions, as the majority of Social Security payments have already been completed.

Individuals who started receiving Social Security benefits before May 1997 were paid on September 1. Those with birthdates from the 1st to the 20th have also received their payments.

On Wednesday, Sept. 24, those with birth dates between the 21st and the 31st can expect to receive their benefits.

The exception lies with Supplemental Security Income (SSI), which assists individuals with disabilities and low-income seniors. In 2025, the maximum monthly SSI payment is set at $967 for single recipients and $1,450 for couples.

No SSI payments were issued in September because the first day of the month fell on Labor Day. Ordinarily, these payments are distributed on the first of the month, unless it coincides with a weekend or holiday, in which case they are sent out on the previous business day. Consequently, September’s SSI payments were issued early, on August 29.

SSI recipients can expect a payment next Wednesday when the calendar turns to October, followed by another payment on Halloween. This Halloween payment actually accounts for November’s disbursement. November will see no SSI payment as two payments are scheduled for December.

October’s Social Security payment schedule is listed below:

Payment typeDate
October’s SSI paymentWednesday, Oct. 1
Social Security (if you received benefits before May 1997, or if you also receive SSI)Friday, Oct. 3
If your birth date is between the 1st and 10thWednesday, Oct. 8
If your birth date is between the 11th and 20thWednesday, Oct. 15
If your birth date is between the 21st and 31stWednesday, Oct. 22
November’s SSI paymentFriday, Oct. 31

Regardless of when SSI payments are dispersed, beneficiaries will receive all of their anticipated funds.

Starting in October, there may be changes regarding how your Social Security and Veterans Affairs benefits are issued. A recent executive order mandates that payments from both agencies should primarily be made electronically, although there are certain exceptions.

A recent projection also suggested Social Security beneficiaries could see a larger cost-of-living adjustment (COLA) in 2026 than they received this year. According to The Senior Citizens League, current estimates point to a 2.7% increase for next year, up from this year’s 2.5%.

An official announcement on the next COLA is expected in mid-October.

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