US banks closed 272 locations in the first three months of the year, putting it on pace to surpass 2024’s bloodbath. 

Major institutions — including Chase, Bank of America, and TD Bank — filed notices to shutter locations between January 1 and March 29.  

Banks are required to inform the Office of the Comptroller of the Currency (OCC) ahead of planned closures. It does not mean they will all shut, but in most cases they do.

The OCC publishes weekly reports with the details of these filings, including the specific locations. Scroll down for a searchable list of every branch closure filed in the first quarter of 2025. 

The filings align with a study that projects 2025 will see a 4.1 percent increase in closures compared to the 1,043 shuttered last year.

‘Retail bank closures in the US aren’t slowing, and in fact our research shows that the last time this many people relied on a local bank branch was in 1995,’ Darren Kingman of Root Digital, ,who worked on the study for Self Financial, told DailyMail.com.

‘There’s no doubt we’re moving towards a cashless society but this increase in people per bank branch and the fact over 200 million Americans still make cash deposits will only mean longer wait times in banks and a potentially a lower overall customer experience,’ Kingman explained.

Flagstar led the pack with 44 branch closure filings during the first quarter between January and March.

Expert Darren Kingman has warned of the risks of bank branch closures

TD Bank, filed notice to shutter the second most, publishing plans to close 37 so far this year.

The bank recently told DailyMail.com that the closures will result in layoffs for some staff. 

‘We are committed to making this transition as smooth as possible for customers and look forward to serving them at one of our 1000+ TD Bank locations or through our digital banking products and services,’ a spokesperson for the bank said. 

‘Some TD colleagues will be impacted by the store consolidation.’

It comes as the bank, which has more than 1,000 branches across the country, continues to roil from massive penalties related to failures in its anti-money laundering controls.

The closures will occur on June 5 and will be spread across 10 states including six each in New Jersey and Massachusetts, five in New York, four in New Hampshire and Maine, and three in Pennsylvania and Florida. 

US Bank followed with the third most closures in quarter one, announcing plans to axe a further 35 locations between January and the end of March. 

This was followed closely by big names such as Wells Fargo, who filed to close 32 and Bank of America, 16. 

TD Bank told DailyMail.com that the closures will result in layoffs

Wells Fargo was among the major banks to register plans to shut some of its branches

The worst hit state was New York, which is set to lose 33 local branches, followed by Pennsylvania losing 23 and California 20. 

The closure of bricks-and-mortar branches can be a particular struggle for the elderly, who struggle to operate services such as mobile banking. 

Travelling out of town to another branch can also present another hurdle.  

Another recent study found that 45 percent of Americans still prefer to carry out their banking needs in person. 

‘The shift towards online banking is growing more intense in 2025,’ GoBankingRates lead data content researcher Andrew Murray told DailyMail.com.

‘Despite the trend towards online banking, our survey data shows more than half of Americans are concerned about the rising number of physical branches that have shut down in the past few years,’ Murray explained.

More than half of respondents said they were concerned about the rising number of physical bank branch closures over the last few years.

Meanwhile, new research recently revealed that the last physical bank branch could close in the US in 2041.

Experts from Self Financial reached the number by studying the rate of net closures across the country, which has averaged 1,646 each year since 2018.