WASHINGTON — A recent study by PropertyShark reveals the stark contrast in home prices between America’s coastal regions and its heartland. The analysis ranks the 100 priciest zip codes across the nation, showcasing where property ownership demands the deepest pockets.

California emerges prominently in the report as one of the most expensive states, with a majority of the top ten zip codes located in this West Coast region. However, the title for the most exorbitant housing market goes not to a Californian city, but to Miami Beach, Florida.

Fisher Island, situated just outside Miami Beach in the 22109 zip code, has witnessed a remarkable surge in property values over the past year. The median home price in this exclusive community has soared to $9.5 million, a substantial leap from last year’s record of $5.75 million.

PropertyShark’s data highlights the vast price range of homes in Fisher Island, where the least expensive property fetched $1.41 million, while the most lavish sale reached an impressive $23.7 million.

According to PropertyShark, the cheapest home there sold for $1.41 million this year. The most expensive? $23.7 million. 

It’s unsurprising that Fisher Island is the highest-ranked for home prices. Located on a small barrier island of the same name, the community has had one of the highest per capita income ratios of any place in the U.S. for the past decade. 

According to CensusReporter.org, the community has a median income of around $350,000, which is nearly 12 times what the average Floridian makes (around $42,000 per year). 

Because it’s so pricey, the island has an incredibly low population, capping out at just over 800 residents. 

But Fisher Island is the only Florida zip code in the top 10. Most of the highest spots belong to California, which holds seven of the most expensive zip codes (technically eight, but two cities in California are tied for 9th place). 

The most expensive California zip code is 94027 in Atherton. The city of around 5,000 people lies just below Silicon Valley, making it a hub for the rich and powerful. 

New York takes up the remaining spots on the top 10 list, with Sagaponack and Water Mill representing the Empire State. 

The first zip code not in those three states is Alpine, New Jersey, which is tied with Beverly Hills for the No. 13 spot.

The first time a non-coastal state appears on the map is Paradise Valley, Arizona, which ranks 23rd. 

You can check out the full list for yourself here.

1. Miami Beach, Fla.: 33109

2. Atherton, Calif.: 94027

3. Sagaponack, N.Y.: 11962

4. Newport Beach, Calif.: 92661       

5. Water Mill, N.Y.: 11976         

6. Santa Barbara, Calif.: 93108

7. Stinson Beach, Calif.: 94970

8. Newport Beach, Calif.: 92657        

9. Los Altos, Calif.: 94022 & Newport Beach, Calif.: 92662

10. Rancho Santa Fe, Calif.: 92067