The Insurance Council of Australia said 3644 claims had been filed from the Mid North Coast, Hunter, and Greater Sydney regions.

About 80 per cent were personal property claims, with the rest being commercial or motor claims.

The Mid Coast LGA had the most claims, totalling 888, followed by Central Coast with 546, and Lake Macquarie with 467.

As many flood-hit communities start the extensive recovery process, the ICA has reminded policy-holders that they can begin cleaning up their properties without having to wait for an assessor.

People are also advised to document the damage to their homes with photos, videos, and notes.

They are also urged to lodge a claim as soon as possible.

An insurance hub will operate in Taree from Tuesday at the Taree Leagues Sports Club.

“We’re looking forward to getting to Taree next week and helping people get back on their feet,” ICA chief executive Andrew Hall said.

“I encourage any impacted policyholders to come along and speak with your insurer.”

The SES estimates at least 10,000 properties have been affected by the floods.

“So far, 480 damage assessments have been conducted, with building inundation observed in numerous areas. Many structures have suffered substantial damage and are unfit for habitation,” NSW SES Acting Assistant Commissioner Allison Flaxman stated.

“We appreciate the additional resources that will aid in conducting damage assessments of properties and support the ongoing resupply efforts for residents isolated by floodwaters.”